Yes. Banks and original creditors would often rather secure a guaranteed, immediate settlement than spend thousands of dollars on prolonged courtroom litigation. Because of our extensive network of relationships with top collection law firms across Illinois, we are frequently able to negotiate substantially discounted settlements.

No. You do not need to have a giant pot of cash ready to settle your case. We structuring custom settlement agreements that match your current financial situation. Our deep industry connections allow us to negotiate extended payment terms on the newly reduced amount, giving you an affordable monthly payment plan that permanently resolves the lawsuit.

Credit repair companies cannot legally stop an active lawsuit or negotiate legal court settlements. Filing for bankruptcy is a drastic, unnecessary step that wrecks your credit score for up to 10 years just to handle a single bank lawsuit. Our firm focuses entirely on resolving active court cases or matters placed with a collection agency.

Not if we act quickly. A bank can only issue an Illinois Citation to Discover Assets (to freeze your accounts) or a wage deduction (to garnish 15% of gross wages) after they win a judgment. By entering our appearance in your case, we stop the bank from getting an automatic default judgment, keeping your wages and bank accounts completely safe while we negotiate your discounted settlement.

No. We attend the court hearings on your behalf. You do not have to attend court unless we tell you otherwise.

This is a post-judgment court order served directly to your bank (like Chase or Huntington) that orders the bank to freeze your accounts. The creditor's goal is a turnover order to seize your money. If your account is frozen, we step in to negotiate a discounted settlement with affordable payment terms and invoke your statutory exemptions.

No. Even if a collection law firm has already frozen your bank accounts or recorded a property lien, we can negotiate a satisfaction.